You can dispute a ChexSystems record, although I don't know how
effective it is. Here is a section from the ChexSystems website.
Click here to go back.


Disputes

ChexSystems Consumer Relations department can assist you if you believe your file contains errors. Please have a copy of your consumer report on hand when disputing information. Our representatives reinvestigate every claim, and will notify you of the results within approximately 30 days. If errors are discovered, they will be rectified immediately.

Please submit your dispute in writing to:

Mail

ChexSystems
Attn: Consumer Relations
12005 Ford Road Suite 600
Dallas, TX 75234

Fax

972-241-4772

If the reinvestigation does not resolve your dispute, you are entitled to request a brief statement be added to your consumer file outlining the nature of your dispute. Heres how:
  • Send the statement to us in writing
  • Clearly indicate that you want the statement to be added to your file
  • Make sure you sign the request
  • If you would like assistance writing a clear summary of your dispute statement, contact ChexSystems